Lionheart Assurance Solutions trains business managers and their staff members about what identity theft is and how it works. Identification theft can happen in several ways, however here’s the two most common: either a crook fraudulently uses your name or gets control of your financial account(s). If your name is used for fraud, a thief uses your social security number and/or other personal information to start up bank accounts, credit cards, or acquire financial loans, among some other alternatives. If a thief takes over your account, they could make use of your charge card or your credit card information to make purchases. Ordinarily, you only become conscious that you’re a target of identity theft when pressed for payment by a creditor or falsely accused of a civil or criminal offense by the authorities.
Lionheart Assurance Solutions remarks that identity thieves can gain access to your identity in five primary ways:
1. Con artists can go through your trash or dumpster in order to find bills and personal paperwork with sensitive details on it.
2. Scammers use an electronic device to capture your credit or debit card information when you’re making a purchase such as buying gasoline at a pump or a consumer item over a counter. Sales clerks working for a retail establishment, usually Mom and Pop shops that do not have security cameras, use these storage gadgets for nefarious purposes.
3. Scammers send emails which are allegedly from a financial institution. These claim that you have an issue with your account and must log in to validate that your funds are in order. This is known as phishing, a technique utilized to discover your username and password.
4. Scammers divert your billing statements to their address through filling out an online or offline change of address form.
5. Scammers steal your handbag or billfold or rummage through employee or customer files in a company to get your personal information.
The Lionheart Assurance Solutions Scam Prevention Toolkit Also Warns Of Another Scam Trick
Sometimes thieves might pretend to be you, going to your bank and requesting to be reminded about accounts information. Commonly, they present some type of proof, like a phony driver’s license to fool the customer representative.
Lionheart Assurance Solutions is a business solutions firm that has been doing business since 1997. In 2009, Lionheart Assurance launched the Lionheart Assurance Scam Prevention Toolkit to raise awareness of cons perpetrated by identity thieves.